As a participant of the Cultural Exchange Program, you are required to have insurance that meets the minimums as set forth by the U.S. Department of State 'J' visa regulations. The Lloyd’s of London policy meets the requirement and is the policy you must purchase per your program.
Should you arrive or depart the United States outside of your program dates, we strongly recommend that insurance coverage extends through this additional time period. You are more than welcome to purchase additional insurance as a supplement to the Lloyd’s of London policy.
If you are a United States citizen, you are not required to purchase Lloyd’s of London; you are able to purchase an alternate policy.
Please see the link below to purchase a Lloyd's of London policy: